Product Types

Land and value-added income properties:
Mountain Funding targets under-valued or under-performing assets that have potential for significant value and/or cash flow enhancement through creative and aggressive management, renovation, development, expansion, conversion, lease-up and/or operational techniques. Such projects may include, either to buy on a distressed basis or lend against: opportunistic land acquisitions, land development, condo conversions; distressed debt; commercial and residential repositionings; expansions and improvements.
Residential land development, lot development and home construction:
Mountain Funding's principals have financed and/or directly developed over 10,000 residential lots/homes. This experience uniquely positions the company to provide creative and flexible debt and equity programs to experienced residential developers and builders for opportunistic land plays. We also can purchase on an opportunistic basis for our own account.
Special situation financing requiring quick closings:
As a result of its considerable experience and flexible capital base, Mountain Funding is able to quickly underwrite situations where a complex/distressed ownership or capital structure presents an urgent capital need. Such situations may include hard money development loans; land bridge loans; hard money construction loans; partner or equity buyouts; workouts and debtor-in-possession bankruptcy loans; residential development loans; off-balance sheet financing; equity cash-outs for appreciated assets or entities; foreclosure avoidance; gap equity or bridge loans; and discounted debt repurchases.
Competitive advantages:
Mountain Funding's financing programs are flexibly designed to fit the situation. If needed, we offer higher leverage; non-recourse loans; shorter or longer terms; larger loan and equity amounts. We also provide an alternative funding source to other private lenders seeking senior, junior or co-investment financing for their deals that fall outside of their existing "box."
Product types not for us:
Mountain Funding’s financing programs are not suitable for: individual home loans, personal loans, farms, churches, mining, or anything business oriented such as amusement parks, sports complexes, restaurants, bars, truck-stops, golf courses, assisted living, mini-storage, schools, race-tracks and hotels.